Media said the housing provident fund management Ordinance of 12 years without revision in controver

the current "housing provident fund regulations" (hereinafter referred to as "Regulations") has been implemented for 12 years. With the rapid rise in housing prices, the provident fund system has many "discomfort", revised "Regulations" voices, even encounter "abolition struggle".

of the Tsinghua University Institute of real estate Liu Hongyu said, the existing Provident Fund Ordinance was amended in 2002. Over the past 10 years, prices have more than doubled, to over the last few years provident fund substantial reform "say Cheap Jets Hats no" revised regulations, rising.

Where resistance provident fund system reform of

? According to the insiders, the provident fund relates to more subjects, including units, workers, intermediary institutions, local government, management center, regulatory reform, once, will touch many stakeholders. Such as local government, funds management rights in local government, provident fund value-added benefits as well as the city low rent housing construction of additional funding to the Treasury, once Cheap Senators Hats the value-added income distribution adjustment, will touch the local interests. And the handling bank, provident Cheap Stars Hats fund accumulation and loan business in the bank, this is a significant sum, to raise deposit interest rates, commercial banks will not easily agree, but also relates to the CBRC and the people's Bank etc..

Shanghai University of Finance and Economics immovable Research Institute deputy director Chen Jie said, the current situation, the government forced savings of housing provident fund based on, there is no need to exist alone, and if there is, what can play what role, how to run, how to protect the rights and interests of subscribers, how to standardize the management and Cheap Red Wings Hats risk prevention, how to with the social transformation and adjustment of national strategy suitable for question, worth pondering.

"at present, China provident fund is in an important period of transformation and innovation, reform is the only way to the development of." Shanghai provident fund management center director Shen Zhengchao said.

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by the provident fund is difficult to afford the real

at present, the main function of housing loans provident fund or around. But with the rapid rise in housing prices, the housing price to income ratio tends to be poor, supporting force for the purchase of workers provident fund to provide relative decline. Especially a lot of lack of a down payment of staff, is actually unable to use the purchase of housing provident fund.

In addition to the weakening of the function of

problems, the provident fund is also facing an increasingly prominent contradiction between the depreciation. According to the Department of housing provident fund supervision department to provide data, as of the end of year 3, the national housing provident fund balance of funds 949800000000 yuan, are based on ordinary deposits form deposited in banks. The data also shows that, over the past 10 years employees provident fund accounts of the weighted Cheap Canucks Hats average interest rate of only 1.89%, 1.07 percentage points lower than the average CPI.

in addition, provident fund deposit behind the injustice is more and more obvious. Reporter master data display, power, banks and other industry worker's monthly wage base more than 10000 yuan or even as high as forty thousand or fifty thousand yuan per month, individuals and units paid provident fund total more than million yuan, twenty or thirty times more than workers in other industries.

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