resulting in Jack injured in hospital. From the contract policy provisions &quot

The citizens of

Li Lei afternoon just for insurance to pay strong, night with Kazakhstan nationality foreign student Cheap Avalanche Hats Jack driving motorcycle collision, resulting in Jack injured in hospital. Cheap Red Wings Hats From the contract policy provisions "the zero" into effect three hours and the insurance company refused to pay. To this end, Jack will Li Lei and insurance companies on the court. In 2013 December, Shanghai Jiading District people's court that insurance companies should Cheap Canadiens Hats bear the responsibility in the insurance to pay strong limit, the court of second instance shall maintain the judgment.

the night of October 30, 2012, Jack riding a motorcycle driving to Jiading District Caoan Road junction in Huayuan Road, with Li Lei driving the bus accident. Two car accident damage, injury to Jack. Afterwards, the traffic police book issued by accident: Jack did not Cheap Canucks Hats obtain a driver's license, driving the failure to implement the provisions of motor vehicle registration in violation of provisions and signal light traffic, the main negative accident responsibility; Li Lei drove left turn does not rely on the center point on the left side of the road, secondary liability accident.

after the accident, Jack was sent to hospital for treatment, total cost medical treatment cost 30000 more than 9 yuan. Since then, the judicial identification, Jack has left right upper limb dysfunction and right epiphora symptoms respectively form ten level and ten level disability. To this end, Jack will find Li Lei, the insurance company will compensate for consultations, but the insurance company refused to compensate. In desperation, Jack will Li Lei and insurance company together on the court.

Jack sued the two defendants compensation for their medical expenses, nutrition fees totalling 15 yuan. Asked by Li Lei insurance company in insurance limits Xianxingpeifu 110000 more than 7 yuan, the liability for compensation over in part by Li Lei bear 30%. On the court, Li Lei agreed to compensation Jack insurance claims beyond 30% losses, but said the insurance company shall be liable for compensation in the insurance to pay strong limit.

insurance companies that Li Lei paid the premiums, the company issued the policy, the insurance contract in force, but the insurance liability did not begin. The starting and ending time in the contract clearly marked, namely the hours of October 31, 2012 to October 30, 2013 24, Li Lei has no objection, that is the true meaning of the parties that the mandatory provisions and the time also does not violate laws and regulations, shall be deemed valid.

The

court of the view that the contract established according to law, since its establishment in force. According to the motor vehicle traffic accident liability compulsory insurance provided by Li Lei (original) recorded in the signing date is October 30, 2012, the confirmation of the contract of insurance was established in October 30, 2012 and has been in force, the state insurance liability should apply with the contract.

Within ten days of motor vehicle traffic accident liability compulsory insurance limit Cheap Flyers Hats compensation for Jack 11 yuan

court insurance company shall be the date of entry into force of the decision. After the verdict, the insurance company made the appeal. The court of the second instance upheld.